Term Loans Designed for Your Growing Diverse-Led Business
Gain access to working capital and grow your B2B company without giving up equity. Founders First Capital Partners now offers another revenue-based financial product to help you get an infusion of capital: with fixed terms so there’s no guesswork on your monthly payment.
Term loans are ideal for businesses with annual revenues of at least $500,000 looking for an alternative finance option when traditional bank lending options may be unavailable or you don’t want to pay the high cost associated with quick cash loans.
Revenue-Based Financing Comparison
| Term Loans | Revenue-Based Financing | |
|---|---|---|
| Minimum Qualifications | B2B or B2B2C companies with at least $500,000 in gross annual revenues | B2B or B2B2C companies with at least $500,000 in gross annual revenues |
| Payment Model | Fixed monthly payments for the duration of the term | Variable payments based on monthly gross cash receipts |
| Revenue Model | Companies with recurring or predictable revenue | Companies with recurring or predictable revenue |
| Repayment Period | 12 months - 5 years | 2-5 years |
| Available Funding | $50,000 to $2 million with possible follow-on fundings | $50,000 to $2 million with possible follow-on fundings |
| Equity Share or Warrants | None required | None required |
| Personal Guarantees | Not required | Not required |
Is Founders First Financing Right for You?
Term loans from Founders First Capital Partners are ideal for growing small-to-medium sized businesses that are service-based.
Business to Business
Company should provide products or services to other businesses (B2B or B2B2C).
$500k-$10M Revenue
Businesses with annual revenue of $500k-$10M are the best fit for financing with us.
Path to Profitability
You are profitable, have a clear path to profitability or projected growth.
Predictable Revenues
You have repeatable customer contracts or predictable revenues in place.
The Fundraising Conundrum
Financing Spectrum
There are a lot of options when it comes to getting an infusion of capital for your business.
Revenue-based financing and term loans are non-dilutive, and the interest rate is significantly lower than an MCA loan or so-called quick cash options.
MCAs or quick cash loans can be approved in a few hours but you are trading speed for a high interest rate.
Bank and SBA funds have low approval rates, require a lot of paperwork to get started and the process is slow.
You give up a stake in your company with venture capitalists and the probability of getting VC funding you is low.
